Concepts

A security technique that replaces sensitive data (like a credit card number) with a safe placeholder.

The real-time check to see if a card transaction should be approved.

The connective tissue between banks that routes and authorizes your payment.

The behind-the-scenes process that moves money between banks after a card transaction is approved.

The secure bridge that moves your payment information from a merchant to the broader payment network.

A transparent pricing model that shows exactly where your card processing fees go, line by line.

The fee taken from every card payment and sent back to the bank that issued the card.

The merchant’s bank that helps you accept card payments and settle the money into your account.

Turning non-fintech products into fintech powerhouses. Powered by companies like Stripe or Galileo.

A company that helps many smaller businesses accept card payments under one master account.

A set of APIs and infrastructure that lets any company move, store, and manage money at scale.

The engine that makes your card work. Validating every swipe, tap, or online checkout in real time.