Interchange++ Pricing

A transparent pricing model that shows exactly where your card processing fees go, line by line.

Interchange++ is like an itemized restaurant bill for card payments. Most payment processors charge a “blended” fee, just one flat % that lumps everything together. But Interchange++ breaks it down into three parts:

• Interchange: what goes to the customer’s bank (issuer)
• Card Scheme Fee: what goes to Visa/Mastercard
• Processor Markup: what goes to the payment provider (like Adyen)

This gives merchants visibility. Instead of guessing what they’re paying for, they know. Adyen uses Interchange++ by default, while Stripe usually offers blended pricing (unless you're a massive customer).

The upside? Transparency. The downside? It’s harder to predict exact costs. But for big merchants running global ops, the control and clarity are worth it.